Important Account Terms & Conditions
People's Alliance Federal Credit Union Privacy Notice
FACTS - What Does People's Alliance Federal Credit Union (PAFCU) Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives the consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons PAFCU chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does PAFCU share?||Can you limit this sharing?|
To limit our sharing
Call (631) 434-3500 — our menu will prompt you through your choice(s) or visit us online: www.pafcu.org
Questions? Call (631) 434-3500
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus||YES||NO|
|For our marketing purposes - to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||YES|
|For our affiliates' everyday business purposes - information about your transactions and experiences||NO||WE DON'T SHARE|
|For our affiliates' everyday business purposes information about your creditworthiness||NO||WE DON'T SHARE|
|For nonaffiliates to market to you||NO||WE DON'T SHARE|
|What we do|
|How does PAFCU protect my personal information?||To protect your information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, internal controls, and staff training.|
|How does PAFCU collect my personal information?||
We collect your personal information, for example, when you:
|Why can't I limit all sharing?||
Federal law gives you the right to limit only:
|Other important information||PAFCU recognizes its responsibility to protect children's privacy and online safety. PAFCU's website is not directed to children and does not collect or retain individually identifiable information about children under the age of 13.|
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
The privacy policies and practices of People's Alliance Federal Credit Union are subject to change. If this should be the case, you will be notified prior to any changes being made.