Information Desk

- PAFCU Fees & Service Charges

Effective February 1, 2017

Checking Fees

Below Minimum Balance (Checking Plus)
$2.00
Business Check
.30% of monthly deposits in excess of $25,000
Certified Check
$5.00
Check Copy
$5.00
Check Order
Actual Cost
Checking Account Reconciliation
$25.00
Courtesy Pay
$30.00
Monthly Fee (Business Checking)
$25.00
Overdraft Transfer Fee (From Savings)
$7.00
Returned Check
$30.00
Returned Deposit Item
$20.00
Stop Payment
$30.00
Teller Check
$5.00
Temporary Check (12 Checks)
$5.00

ATM Fees

ATM/Point of Sale Transactions
$1.00
Replacement ATM Card
$10.00

Bill Payer

Bill Pay Same Day Electronic Payment
$9.95
Bill Pay Overnight Payment
$14.95
Bill Pay Payment Investigation/Claim Fee
$40.00
Monthly Fee
None*
Returned Item
$30.00
Stop Payment
$30.00

Visa Fees

Annual Visa Gold Fee
$20.00
Annual Visa Platinum Fee
None
Arbitration Fee
$35.00
Dispute Fee
$25.00
Visa Receipt Copy
$3.00

ACH Fees

ACH Stop Payment
$30.00
Returned ACH Item
$30.00

Lending Fees

Credit Report
$10.00
Late Charge on Mortgage Payment**
4.00%

Late Payment Fee on coupon loans: 5% of the payment or $10.00, whichever is greater. Assessed on the 11th day after the due date.

Mortgage Subordination Preparation
$200.00
Pay By Phone
$7.00
Skip Payment Fee
$30.00

Account Fees

Abandoned Property Fee
$25.00
Account to Account Transfer Outgoing Fee
$2.00
Account Verification
$5.00
American Express Gift Card
$3.95
American Express Gift Cheque
$2.50
Check Collection Item
$5.00
Debit Overdraft
$30.00
Domestic Wire Transfers (outgoing)
$15.00
Duplicate Title (fees vary by individual State) Foreign Collection***
$35.00
International Wire Transfers (outgoing)
$50.00
Judgement/Subpoena
$25.00
Mini-Statement
$2.00
Money Orders (up to $1,000)
$2.00
Monthly Inactive Fee (accounts with less than $100)
$15.00
Official Check/Teller Check Photocopy
$5.00
PopMoney Send Amounts:
 
   $1.00-$249.99
$.50-$.85 (Next Day)
   $250.00-$999.99
$.75-$1.00 (Next Day)
   $1,000.00 and above
$1.50-$2.00 (Next Day)
PopMoney Request Amounts:
 
   $1.00-$249.99
$.50-$.85 (Next Day)
   $250.00-$999.99
$.75-$1.00 (Next Day)
   $1,000.00 and above
$1.50-$2.00 (Next Day)
PopMoney Stop Payment
$30.00
PopMoney Payment Investigation/Claim Fee
$40.00
PopMoney Chargeback Fee
$30.00
PopMoney Return Item
$30.00
Replacement Card
$10.00
Research Fee
$25.00
Return Mail
$5.00
Statement Copy/Duplicate Document
$5.00
Tax Levy Processing
$50.00
Travelers Cheques:
 
   Per $100 - one signature
$1.50
   Per $100 - dual signature
$1.50
Visa Gift Card
$3.50

* To receive free Bill Payer you must pay at least one bill per month via Bill Payer, otherwise you will incur a $5.00 charge per month.

** The late charge is 4% of the principal and interest portion of each payment received more than 15 days after the due date.

*** In addition to the bank's collection costs.