News & Events

First Class Newsletter

Click here to download the Summer 2017 Newsletter

Dates to Remember

International Credit Union Day
Thursday, October 19

Enterprise Used Car Sale
Saturday, October 28

GrooveCar Sale
October 20 – October 30

Holiday Loans Available
November 1 through December 31

Daylight Savings Time Ends
Sunday, November 5
Turn your clocks back one hour.

Thursday, November 23
All PAFCU offices closed.
Mobile App, ATM, Tel-Me and Website service available.

Visit Santa in Hauppauge, Hanson Place, NY and Miami, FL
Saturday, December 2
10:00 a.m. - 12:00 p.m.

Christmas Eve
Sunday, December 24
All PAFCU offices closed.
Mobile App, ATM, Tel-Me and Website service available.

Christmas Day
Monday, December 25
All PAFCU offices closed.
Mobile App, ATM, Tel-Me and Website service available.

New Year's Day
Monday, January 1, 2018
All PAFCU locations closed.
Mobile App, ATM, Tel-Me and Website service available.

Snow Closings
In the New York area call:
(631) 434-3500 ext. 8 for information

Mobile App Puts PAFCU In The Palm Of Your Hand

Now wherever you go, take the credit union with you. Our mobile app puts PAFCU as close as your mobile device. No extra trips to the credit union to apply for a loan, access our online loan application through our app. Or deposit most checks with remote deposit capture. You'll simply sign the check and snap a photo of both sides to make the deposit. (Some restrictions apply. Contact us for details.)

With our mobile app, you also can check your account balances and view other details about savings, checking, certificates, loans, and credit cards. Find out all you can do with your mobile device by visiting or just stop by the credit union. Then you can download the app and enjoy all the conveniences of having the credit union in the palm of your hand.

More Fun In The Sun With UChoose Rewards Program

As you gear up for summertime, many PAFCU members are looking for warm-weather activities that will keep their families busy and smiling from June through September. However, fun in the sun often comes with a hefty price tag, from beach vacations to summer camps and swim clubs to graduation celebrations and day trips, and even backyard maintenance.

If you're looking to plan an exciting and memorable summer activity line-up, you may also be looking for a smart way to fund it. People's Alliance can help you manage these seasonal expenses with an affordable credit card. In addition to superior everyday interest rates on our Visa, PAFCU also offers a great rewards program for our Visa Platinum Card!

Our UChoose Rewards Program lets you earn points on your purchases, redeemable toward concert tickets, a new HDTV, a fun-filled cruise, and millions of other exciting options!

In addition, a PAFCU Visa Platinum Card is a great value, with:

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Transfer a balance of $1,000 or more from another credit card and receive an APR of 4.0% for 6 months

So, here's to less stress and more good times this summer - start using that PAFCU Visa Platinum Card in your wallet. Or, apply for your Visa Card today and get rewarded for having tons of fun in the sun!

Savings Club Can Make Vacation Dreams Come True

If you're dreaming of a special vacation, but don't think you can afford it, join the club - the Vacation Club at PAFCU, that is. Money experts agree that earmarking funds is one of the best ways to save. Make it easy by using payroll deduction or an automatic transfer to regularly add money to the account. What you don't see, you don't miss.

Get the whole family involved, too. Have the kids decorate a box or jar with images of your vacation destination. Then use it to collect spare change as well as discretionary funds - money saved by eating in and renting or streaming a film instead of going out for dinner and a movie. Periodically, take the money and deposit it in your PAFCU Vacation Club account. Working together to save for your vacation will make playing together even more fun.

Pay Your Bills Online, Anytime

Are you looking for a way to streamline the bill-paying process? Then stop wasting your time and money mailing out that monthly pile of paper bills, by opting for PAFCU's Bill Payer.

You can pay all of your bills online, anytime with this quick, easy, and convenient service. Bill Payer is flexible and stress-free. Funds come directly from your PAFCU checking account, and you have the option of scheduling payments in advance.

Bill Payer also provides:

  • Payment tracking
  • Payment history
  • One-step multiple bill pay

In addition to being convenient and affordable, Bill Payer helps you:

  • Pay bills safely and securely
  • Avoid late payments and the associated charges
  • Manage debt more efficiently

We all have bills to pay, but why not make the process as easy as possible with PAFCU's Bill Payer? Sign up today within your Home Banking account now.

Cool Off This Summer With Low Rate Auto Deals

New Auto Rates as low as 1.74%*
Used Auto Rates as low as 2.19%*

It's summertime at People's Alliance...that means hot temperatures outside and super cool deals on Vehicle Loan rates, inside! We know that buying and owning a vehicle is no small financial feat, from the cost of the car or truck, financing, insurance and maintenance expenses like gasoline, repairs, and inspection. We also realize that most buyers are not shopping exclusively with cash but are looking for an affordable financing option for their next ride, and this is where we can help.

As your credit union, we will not only pass along better rates and lower fees to make for a low-cost auto loan, but we'll guide you in the right direction to help you choose the best vehicle for your lifestyle and budget. With a pre-approved vehicle loan from PAFCU, you can shop with confidence knowing how much you can afford to spend and that you have the money in your pocket. And with Everything Automotive, you can do a lot of legwork from the comfort of your computer or tablet. If gas mileage is important to you or you are considering a hybrid, visit to find the most fuel-efficient vehicles as well as a calculator to determine if a hybrid vehicle can save you money.

Armed with this knowledge and your pre-approved vehicle loan, you are now ready to visit dealer showrooms. And you can also visit select dealers with CU Auto Coupon to receive $300 off your vehicle. Click here to get preapproved and download your $300 coupon now.

Sample Payment for Purchasing a New Vehicle:
Purchase Price: $20,000
Term: 60 months
Payment: $348.29
Interest Rate: 1.74%

*Annual percentage rate is the lowest rate offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at this rate may be offered credit at a higher rate. All loan requests and rates are subject to credit approval. This offer cannot be combined with any other offer.

Loans Online

If you need a loan, it may be just a few clicks and keystrokes away. Check out our low rates and then fill out the loan application. We'll be back in touch with you shortly.

Whether you're in need of a personal loan to take care of an unexpected expense, are in the market for new wheels, or are ready to tackle that home improvement project, we have a loan to meet your needs. You'll find our low interest rates and convenient repayment terms will make your loan budget-friendly, and with an automatic transfer or payroll deduction, you can put your payments on autopilot. Borrowing from People's Alliance has never been easier, so scroll on over to our loan center. We're open 24hours, 7 days a week, 365 days a year!