News & Events

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Dates to Remember

Holiday Loans Available
November 1 through December 31

Friday, December 23
PAFCUs Allen Cathedral office will be closed,
all other offices will be open normal operating hours.

Christmas Eve
Saturday, December 24
All PAFCU offices close at 1:00 p.m.

Christmas Day Observed
Sunday, December 25 & Monday, December 26
All PAFCU offices closed ATM, Tel-Me, and Website service available.

New Year’s Day Observed
Monday, January 2, 2017
All PAFCU offices closed ATM, Tel-Me, and Website service available.

Snow Closings
In the New York area call: (631) 434-3500 ext. 8 for information

The Best Credit Card

If you're looking for the best rate and terms on a credit card, it's right here at People's Alliance. We'll give you a competitive rate, and if you have any circumstance requiring individual attention, our friendly member service department is just a phone call away. The same name credit card you know and trust, a fair-market interest rate, and member service second to none - it's all here at People's Alliance. Visit or contact PAFCU today to fill out an easy application.
Our Visa Platinum Card Preferred APR is as low as 9.9%* with no annual fee and you earn points with the Extra Awards Program. The new Preferred APR for PAFCU's Visa Gold Card is as low as 10.9%*.
For new PAFCU Visa card holders we offer an introductory rate of 4.0% for 6 months! And any existing card holder to transfer a balance of $1,000 or more from another credit card will receive an APR of 4.0% for 6 months!

*Annual percentage rate is the lowest rate offered to applicants with direct deposit of net pay and a checking account. All loan requests are subject to credit approval. This offer cannot be combined with any other offer.

Ready, Set, Go With A PAFCU Car Loan

Rates As low as 1.74%** for New Vehicles and 2.19%** for Used Vehicles

Worried your vehicle won't make it through the winter and ready for a new one? Before you set foot on a dealer's lot, do your research. Whether you're thinking of buying new or used, do your homework by visiting Web sites like,,,, and reviewing the April Consumer Reports, its annual auto issue. Then, come to People's Alliance for your pre-approved loan.

Gone are the days when it was fashionable to trade a car for a new one every fall when the model year changed. According to Federal Highway Administration statistics, roughly four out of five cars on the road are more than three years old. Today's vehicles are more reliable and a late model used car may be a better option for you than a new one.

Once you've narrowed your choices, visit or stop by PAFCU to apply for your pre-approved loan. With a pre-approved loan you won't be limited to the vehicles the dealer wants to sell you. For example, the special dealer financing is often only available on slow-selling models. But keep your pre-approval under your hat. Dealer financing is a profit center, you don't want the dealer making up for lost profit on your purchase price.

** The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at this rate may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Rates and terms are subject to change.

A Better Checking Account

At People's Alliance we offer checking accounts to meet your needs. Our checking account is designed around you: our member-owner. With no minimum balance, no monthly service charge and a debit card that can be used for everyday purchases from your checking account for FREE; it's sure to be a good fit for your financial needs. We also have Business Checking, Teen Checking and a Special Checking Account for our On The Move program.

Get In The Fast Lane With Your FastChek Debit Card

Still fumbling with your checkbook and fishing for a pen in the checkout lane? Why not get a FastChek debit card from PAFCU? It's far more convenient and will save you (and the people behind you in line) - valuable time. Just swipe the card and either enter your Personal Identification Number (PIN) or sign for the purchase, and a few moments later, you will be on your way. You can earn cash rewards with the new FastChek Rewards Program at PAFCU. All you have to do is sign into Home Banking to activate an offer and start earning cash rewards!