A balance transfer is the process of transferring high-interest debt from one or more credit cards to another card with a lower interest rate. This will enable you to consolidate your bills into a single loan payment and lower your interest rate at the same time! With a PAFCU Mastercard, Members can transfer $1,000 or more at our special rate of 1.85% for 8 months!
New Cardholders Existing Card Holders
*All loan requests are subject to credit approval. Transfer a balance of $1,000 or more from another credit card and receive an APR of 1.85% for 8 months. This offer ends March 31, 2025 and cannot be combined with any other offer.