Products & Services

- Additional Products & Services

Home Banking

When you don't have time to visit PAFCU in person, visit us online. Home Banking can save you time. You no longer have to wait at an ATM to check your balance and you can view your accounts anytime - not just during branch hours of operation. You'll be able to check your balance, view transaction records, transfer money between accounts and communicate with PAFCU via email.

American Express(R) Travelers & Gift Cheques

Travelers Cheques are a great alternative to cash while vacationing. Gift Cheques are great to give to people who are hard to buy for. Both are available for a nominal fee and replacement is guaranteed if lost or stolen.

Automatic Deposit/Payment Services

These PAFCU services allow you to make better use of your time as well as offer a worry-free method of making deposits or paying loans. A discounted interest rate (Preferred Annual Percentage Rate) is offered to member loans repaid by any Automatic Payment service.

Automatic Teller Machines (ATMs)

With a PAFCU World Cash Card or FastChek card and a Personal Identification Number (PIN) you can make withdrawals from your credit union accounts, 24 hours a day, nationwide, through ATMs on participating networks. PAFCU also provides its members with convenient ATM locations at the Hauppauge, JFK, Ronkonkoma, Westbury and Yonkers branches. Our members can make deposits at our proprietary machines.

Bill Payer

With our FREE online financial Bill Payer*, you can pay your bills without leaving the comfort of your own home. Writing checks and stuffing envelopes are no longer necessary and you'll also save on postage. As long as you have a PAFCU Checking Account, all you need to do is sign into Home Banking and fill out the Bill Payment Application. Within one to three business days you will receive a confirmation e-mail notifying you that your Bill Payment Service has been activated. *To receive free Bill Payment you must pay at least one bill per month via Bill Payment Services otherwise you will incur a $5.00 charge per month.

Financial Counseling

PAFCU can help you with your day-to-day finances. Stop by or call any of our branches to receive friendly, courteous and accurate financial advise.

Lifetime Membership

An active account provides you with lifetime membership even if you retire, move or leave for another job. "Once a member, always a member" with PAFCU.

Money Orders

Available in amounts up to $1,000.00, for a nominal fee. They serve well in situations that require a method of payment stronger than a personal check but safer than cash.

Notary Service/ Signature Guarantee

PAFCU has staff members qualified to perform these services, free.

pafcu.net

Get connected with pafcu.net - your gateway to the World Wide Web. The cost is only $13.95 per month. There are no hidden charges and you pay as you go.

PAFCU Scholarships

Every spring, People's Alliance is proud to provide five graduating high school seniors $750 each to put toward the cost of tuition. All members in good standing can enter themselves, their children, grandchildren, brothers and sisters. Each person entered must be graduating high school and plan to enter an accredited college or university (excluding U.S. Service Academies) within the year.

The People's Alliance Investment & Retirement Center

The People's Alliance Investment & Retirement Center is a financial management service designed to help you organize your financial affairs and plan for the future at no cost or obligation.

Through the People's Alliance Investment & Retirement Center, you have access to financial management services, and a wide range of coverages, investments and transactions at one location. You will have convenient access to knowledgeable representatives, valuable information, and investment and insurance vehicles - resources that can help you identify objectives and make sound financial decisions.

For more information, contact the People's Alliance Investment & Retirement Center Representative serving members of your credit union at:

(631) 434-3500
People's Alliance Federal Credit Union
125 Wireless Boulevard
Hauppauge, New York 11788

Quarterly Newsletters

Keep current by reading our First Class quarterly newsletter, mailed to every member household.

Tel-Me Audio Response Service

With PAFCU's Tel-Me audio response system, you'll no longer have to wait for an available member service representative. You'll receive fast, up-to-date account information any time, any place, with this time-saving feature.

U.S. Savings Bonds

PAFCU members can now purchase U.S. Savings Bonds. Whether you're looking for the perfect gift or saving for a rainy day, you'll find safe, flexible investment options to meet your needs. Please contact your closest branch for details.